Amazon credit card: Long processing time and low limits cause trouble

Introduction:
Die Amazon credit card was long considered an attractive option for online shoppers, offered by bonus programs and wanted to benefit from exclusive benefits. But recently, complaints have been increasing over a long period of time Processing times when submitting an application and low credit limits, which severely restrict use. Customers report week-long waiting times and inexplicable Limit restrictions, which often do not match your own credit rating. But what is behind these problems and are there any alternatives?

Slow processing: Why is everything taking so long?

A major criticism of many users is the extreme long processing time for the Amazon credit card. While other providers issue credit cards within a few days, customers report here about weeks to monthsuntil feedback or even approval is received.

Possible reasons for the delay:

• High number of new applicationsthat exceeds processing capacity
• stringency Credit checksthat take longer than expected
• Deficient communications on the part of the bank that issues the card

Many applicants also complain that they barely Status updates received. Even when asked by customer service, there is often only General answers or no clear information at all as to when a decision is to be expected.

Low credit limit: disappointment after approval

The frustration is even greater when the credit card was finally approved — only to find that the Credit limit awarded is much too low. Many users report limits in 2-digit or low three-digit range, which is barely enough for larger purchases or meaningful use.

Common complaints:

• Credit limits that do not apply to your own creditworthiness suit
• No transparent explanationWhy the limit was set so low
• Long waiting times on an increase in the limit

Many users with a good financial situation and stable income conditions wonder why they have such a low Limit received. Requests about Increasing the limit are often only after several months edited — if at all.

Lack of transparency and support

Another problem is the communications with the issuing bank. Users report about long waiting times with customer service and unhelpful answers to your questions.

Typical support issues:

• No clear information on application status or limit adjustment
• Long waiting times on the hotline
• Standardised answers instead of individual solutions

It is particularly frustrating that many customers have no substantiation receive for their low limits, and not an easy option have to apply for an increase.

What are the alternatives?

If you're annoyed by the Amazon credit card, there are several good alternatives. Many banks offer Credit cards with higher limits, improved customer service and faster processing times.

Recommended alternatives:

• DKB Visa Card: No annual fee, higher limit and good app control
• Barclay's visa: Flexible installment payments, often high credit limits
• American Express Blue or Gold: Good bonuses and often better customer support

These alternatives often offer a better transparency, higher limits and faster processing times than the Amazon credit card.

Conclusion

Die Amazon credit card may seem attractive at first glance, but many customers experience it in practice long processing times and low credit limits, which severely restrict use. In addition, there is a poor customer service and a lack of transparency when setting limits. Who a reliable credit card with fair conditions, should therefore look for better alternatives Look around. Because in the end, a credit card should Flexibility instead of frustration offer!

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